A fantastic 1920-S and a notably difficult issue to locate with both strong technical quality and vibrant eye appeal. This MS65+ example is especially impressive, offering blazing frosty luster across exceptionally clean silver-white surfaces. The strike is far sharper than typically encountered for the issue, with crisp definition throughout Liberty’s central gown lines and outstanding detail on the reverse eagle’s feathers and talons. The fields remain remarkably smooth and undisturbed, giving the coin a distinctly premium appearance. A high-end Gem example with exceptional originality, eye appeal, and overall quality that places it among the finer survivors of this elusive San Francisco issue.